Board of Directors
James J. Calla

Please view full biography on Management Team page.

Gerard J. Colaluca

Mr. Colaluca's career at BNY Mellon spanned 35 years and contributed to the firm's transition and growth from a $5 billion regional retail & industrial commercial bank to its current $300 billion dollar processing bank model. BNY Mellon's business model transition comprised organic growth, significant bank mergers and acquisitions where Mr. Colaluca held senior level transition and management roles. The backdrop of his career accomplishments and areas of responsibility helped navigate BNY Mellon's ALM through significant cyclical interest rate, liquidity and capital challenges.

Terry Fortino

Terry was the founder and President of Mid-Atlantic Diagnostics until merging with ORIGIO in 2008. Terry is currently the CEO of ORIGIO MidAtlantic Devices and Executive Vice President at ORIGIO. Being a global company, Terry is very experienced in the mechanics of the import/export business which makes him a valuable resource for the World Currency USA board. Prior to forming Mid-Atlantic Diagnostics in 1989, Terry was Director of Sales at Biogen from 1988-1989. From 1973-1988 Terry worked for Rupp & Bowman Company, ultimately becoming the Eastern U.S. Division Manager in 1984. From 1970-1973 Terry ran Diagnostics Sales at Wampole Laboratories. Terry holds a B.S. in Marketing from Michigan State University.

Donald Haines

Don Haines has been trading equity markets, Foreign Exchange and futures markets since 1978. Early in his career he was a valued addition to several major financial institutions such as Manufacturers Hanover, First Chicago, and Mellon Bank. Responsibilities included Forex marketing, forecasting, and developing technical trading programs while educating staff at several major financial seminars. Don is currently Owner and Lead Analyst of which has developed a market analysis production and publishing solution that enables financial analysts to produce timely and accurate video forecasts.

Donald Paparone

Don owns and operates Paparone Homes of New Jersey, Inc. which was founded in 1978 and has built thousands of homes in numerous communities in the most sought after locales in New Jersey, Pennsylvania, and Delaware. Don has also been heavily involved within the banking industry for several years, including sitting as a director on community bank Boards over the past 20 years.

George S. Rapp, CPA

George's most recent responsibilities were as the Executive Vice President and Chief Financial Officer of Harleysville National Corp, a $5.5 billion community bank serving southeastern Pennsylvania. His responsibilities included management of financial operations of the bank, including controller, treasury and shareholder relations. During his tenure, George supported three major acquisition transactions and lead capital raising efforts. Prior to joining Harleysville, George held various financial officer positions for Advanta, Sovereign Bancorp, and Republic First Bancorp. Throughout his career, he has demonstrated a high degree of skill in strategic planning, regulatory management, asset liability management, and has had numerous experiences in turnaround situations. George's background includes experience with KPMG, an international public accounting firm, and he is a CPA. George recently completed his term as National Chairman of the Financial Managers Society and is a member of the American Institute and Pennsylvania Institute of Certified Public Accountants.

Michael Ruccolo

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Raymond Stone, PhD

Raymond Stone is co-founder and managing director of Stone & McCarthy Research Associates (SMRA), a global economic and financial market research firm head-quartered in Princeton NJ. SMRA was established in 1989. In 2004 SMRA was acquired by Xinhua Finance. In addition to his role at SMRA, Ray is a Part-time Lecturer at Rutgers University, where he teaches Money & Banking. Prior to forming SMRA, Dr. Stone was the Director of Global Fixed Income and Economic Research at Merrill Lynch. Earlier at Merrill, Ray served as the firm's Chief Financial Economist. Ray's first entry into the private sector was as an economist with the Fidelity Bank in Philadelphia. Ray started his career in the International Research Department at the Federal Reserve Bank of New York. Here he was involved in the analysis of international capital and trade flows and the preparation of materials used for briefings prior to FOMC meetings. Ray Stone has served as the President of the Money Marketeers of NYU, the forecasting chair of the Downtown Economist Club, and a former President of the Princeton Financial Markets Society. In the spring of 2006 Ray was named a "Fellow" of the Money Marketeers of NYU. Ray has been active in economic education, and was recognized in 2004 for his contributions on this front as an inductee into the Federal Reserve Bank of New York's "Fed Challenge Hall of Fame". Dr. Stone has testified before Congress on the conduct of monetary policy, and has served as an advisor to the U.S. Department of Commerce on improving economic statistics. Ray holds a Ph.D. (Economics) from Rutgers University and a BS from New York University.

William W. Toffel Jr

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